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Temporarily locking the report is a word that has been repeated over and over since yesterday around the issue of statements. But not everyone knows what a temporary lock is and what it means. Today, lassho.edu.vn will answer your questions about this issue, follow the article!
What is a temporary lock?
Temporarily locking the credit card is a notice instructing customers on how to temporarily block the card in case of card loss, lost card or fraudulent transaction.
This can also be considered a way of “suspending” an account , this suspended account will still receive money after opening it back to normal, and in case someone else transfers to the temporarily locked account, it can still be transferred as usual. often.
Temporarily lock the newspaper, do you receive money?
According to Article 16 of Circular No. 23/2014/TT-NHNN, payment service providers shall temporarily lock a customer’s payment account (temporary transaction) of part or all of the amount on the payment account. at the request of the account holder (or the account holder’s legal representative) or under a prior written agreement between the account holder and the payment service provider.
And when the account is locked , it will not be able to receive the money until it is reopened.
For example, during the time of temporarily locking the account, but someone transfers money to this account, the amount will be suspended and the account will receive the money after reopening .
And if after 2-3 days (excluding holidays and holidays), the account has not been reopened, the money will be returned to the sender.
This temporary lockout is usually requested by the client . However, among the reasons for requesting to temporarily block the account, the reason is that the card is stolen, or the unusual impersonation transactions are detected.
In addition, the account can also be temporarily locked when there is a written request and decision to verify the account of the legal authority , or when the bank detects a transaction error .
With the above information, you probably understand what a temporary lock is and whether you will receive money. lassho.edu.vn hopes the article has brought you a lot of useful information.
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