How to Sign a Credit Card

Once you have been issued with a credit card, the first thing you need to do is sign the back of the card. Sign as soon as you have activated your card online or over the phone. Use a marker and sign the card as you would any document. Do not leave blank or just write “See CCCD” (CCCD stands for “citizen identification”) on the back of your credit card. Although this process is sometimes forgotten in Vietnam, to protect your rights it is best to sign the card.

Table of Contents

Sign your name clearly

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Find the signature bar. Find the signature bar on the back of the card. Flip the credit card over and find a long horizontal bar that is white or light gray. ^{[1] X Research Source}

On some cards, the signature bar may be labeled. In this case, you need to remove the label before signing.

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Use a marker to sign. Since the back of a credit card is made of plastic, it is very difficult to absorb ink like it does on paper. Use a marker or a Sharpie marker, you won’t have to worry about your credit card signature getting smudged. ^{[2] X Research Source}

Some people like to sign the back of a credit card with a gel ink marker. This pen is also quick to dry and rarely smudges.
Avoid using uncommon ink colors like red or green.
Ballpoint pens should not be used as the tip can scratch the surface, as well as leave a very faint signature on the credit card.

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Sign as usual. Consistency and clarity are key when signing your name on the back of a credit card. You need to sign the same as usual. ^{[3] X Research Sources}

It doesn’t matter if you sign it a bit too fast or hard to read, as long as it looks like your official signature.
If a store clerk suspects credit card fraud, the first thing they’ll do is compare the signature on the bill to the signature on the back of the card. ^{[4] X Research Sources}

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Wait for the ink to dry. When you’re done signing, don’t put the card away right away because if it’s not dry, the ink can smudge, making the signature difficult to read. ^{[5] X Research Sources}

Depending on the ink, it may take up to 30 minutes for the signature to dry.

Avoid common mistakes

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Do not write “See CCCD”. It has been suggested that we can avoid credit card fraud by writing “See CCCD” or “Check CCCD” instead of signing it. This is because if someone steals your credit card, they won’t be able to use it without a valid citizenship card. However, most stores are not allowed to accept payments if the card lacks the signature of the owner. ^{[6] X Research Sources}

Look at the small text on the tag: “Invalid without an authorized signature” or “Invalid without a signature”.
In addition, most store employees often proceed to checkout without looking at the back of the card to verify the signature. In this case, the content that you write on the card does not help

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Do not leave the signature bar blank. Legally, you must sign the credit card before using it to authenticate. Some stores may refuse to swipe your card if you haven’t signed it on the back. ^{[7] X Research Sources}

Self-service credit card readers are becoming more and more common these days (you’ll see them a lot when traveling abroad, such as emptying gas stations), so store employees often don’t have the opportunity to ask for a check. Check the signature on the card. ^{[8] X Research Sources}
Even if you leave the back of your credit card blank, security is not guaranteed. Thieves can easily use your card with or without a signature.

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Check with your issuing bank for credit card fraud protection. If you’re concerned about the risk of thieves using your credit card to make payments, it’s best to check with your issuing bank about card security. Contact your issuing bank’s customer care department to see if they offer credit card fraud insurance. ^{[9] X Research Source}

With credit card fraud insurance, the value and conditions of compensation will vary from bank to bank. You should research carefully before signing up.
Not all banks offer credit card fraud insurance. To find out if the bank you are applying for your card has this service, call the customer service center or go to the nearest branch to ask about their policy.

Steps

Sign your name clearly

Avoid common mistakes

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